The column
Brian’s monthly column on money runs in the Aspen Times and the Aspen Daily News. Roth conversions, down markets, estate plans, the illiquid millionaire. Plain language and real numbers, written for people who live here. If you want to know how he thinks before you call, start here.
Earn too much for a Roth IRA? Consider the backdoor approach
Who doesn't appreciate tax-free investment growth, tax-free withdrawals and not having to take required minimum distributions from their retirement account?
Could you benefit from a Roth IRA conversion?
It might seem counter intuitive to decide to pay MORE taxes now, rather than defer them, but in some cases, that can be a smart, tax-efficient strategy.